Discuss the main differences between the allowance methods using income statement approach and balance sheet approach. Which approach do you think provides a better estimate (there is no right answer

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Discuss the main differences between the allowance methods using income statement approach and balance sheet approach.  Which approach do you think provides a better estimate (there is no right answer here per se, as both are acceptable per GAAP)?  If you were the CFO at a company, explain why you will pick the balance sheet approach.

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